This depends on the cause apetite of the endowor and the certainity associated with GS’ distribute expense and the recur from the mutual store.
If individual endows $142 in the GS store then object of the year, the investor obtain accept a recur of
((decisive expense – suborning expense)+dividend)/buying expense = ((160-142) + 1.4)/142 = 13.66%
This is a considerable eminent recur than the 8% recur from a mutual fund.
If individual is cause reluctant then it is safer to endow in the mutual fund. However, if individual has some demonstrableness that the GS store obtain appreciate then individual can suborn the GS store.